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Young people should also prepare for emergencies


The emergency usually comes unexpectedly.
Image: Hannah Aders

Everyone can come into a situation in which he or she can no longer act independently for a certain period of time or until the end of his life. Then it is good if precautions have been taken in good time for this case.

E.In an accident, a serious illness or simply old age – everyone can come into a situation in which he or she can no longer act independently for a certain period of time or until the end of his life. But bills still have to be paid, sometimes a nursing home has to be selected or various medical treatments have to be approved. Then it is good if someone has made provisions for this case and has regulated in a health care proxy or care decree who will take care of the various issues, i.e. the assets as well as questions about health or accommodation in a nursing home.

Because contrary to a still widespread opinion, it is not automatically the spouse or, in the case of adult children, the parents who are then allowed to take care of the issues. If there is no power of attorney, the supervisory court assigns a supervisor. “Many consumers are still not aware that in an emergency, neither the spouse nor the children can act legally for the person concerned and certainly cannot make a decision about medical measures for them”, confirms Bernd Schmalenbach, specialist lawyer for inheritance and tax law in Sindelfingen. Therefore, everyone from the age of 18 should record who should decide and act when they are no longer able to do so themselves. “Even younger people are slowly realizing that it makes sense to draw up a health care proxy,” says Dresden notary Heribert Heckschen. However, many still do not have a health care proxy.

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