Bitcoin (BTC) against the IMF which proposes to use our Google search histories to determine our creditworthiness – Cryptocurrencies

Logo, Google Sydney

We all know that Google, through its Chrome browser, keeps track of our internet search history. The same goes for Facebook which holds perhaps even finer private data, not to mention Twitter and the whole clique of brain time suckers. But for what purposes? A new article published on the IMF Blog offers us the beginning of the answer that will convince you that you are very good at accumulating Bitcoin (BTC).


Societal espionage

Monitoring our every move is a big facet of the “Great Reset”. The control of our privacy escapes us a little more every day. We are drowning in a 5G society where every technological object has become a snitch.

Between facial-recognition Cyclops, spy social networks, prying microphones, geolocation, purchase and research histories, Big Tech and banks have enough to draw an extremely fine profile of our inner self. You’d be surprised how chatty all this data collected by these sycophants is once they’ve gone through the machine learning mill.

Machine learning is an essential aspect of a giant like Facebook. It would not be possible to manage 2.4 billion users while providing them with the best service without using machine learning.

For example, carefree people who have allowed Facebook to do facial recognition on their photos, can be automatically tagged on the photos that your friends post …

Facebook also analyzes what you write with the “DeepText” program. If you write “I love Apple”, do you like apples or do you like the brand? Difficult to say and it is necessary to intersect the text with other information that can tip the odds one way or the other. It is also very useful if we want information to circulate, or not … Especially during an election period. #shadowbanning

Everything is scrutinized. Age, gender, address, interests (likes), shares, etc. The autopsy of our online presence goes so far as to verify what information we stop scrolling through our news feed. Facebook even collects data from other big data analytics companies such as Epsilon, Acxiom, Datalogix or BlueKai.

They say it all serves to deliver tailored advertising to us and improve their “services”. As if the ostentatious consumer society weren’t the cancer of this planet … And as if all of this data weren’t being collected for other less obvious purposes.

This is where the IMF comes in. The International Monetary Fund openly supports the exploitation of our privacy. Not to serve us better, but to punish us …

What is FinTech for the IMF?


Traditional banks face competition from start-ups / online banks. COVID-19 has accelerated demand for digital services, prompting social networks to engage in payments and credit business.

What is Really New in Fintech, IMF Blog, December 17, 2020

The IMF paper, without naming it, warns us that Facebook intends to turn into a bank … Thecointribune readers will not be very surprised since Facebook has announced that it wants to launch the “Diem”, formerly called “Libra”, in 2021.

We are far from a banking license, however, as it will be a simple dollar-backed stablecoin. And if Republicans retain a majority in the Senate, it may well be that the predictions of the authors of the article, even if apparently related to the impenetrable ways of the Great Reset, will turn out to be premature.

In short, we can also read that the staff of the IMF and the ECB (Christine Lagarde was president of the IMF just before taking the head of the ECB) distinguish two main axes concerning “FinTech”.

The first is related to ” information “. That is to say ” the creation of tools to collect and analyze customer data, for example to estimate whether the bank would do well to lend them money, or not “…

The most transformative innovation in FinTech is the increased use of new types of data from the digital footprint of various online activities of clients – primarily for credit analysis.

What is Really New in Fintech, IMF Blog, December 17, 2020

This “solvency” is called ” Credit Scoring “. This expression is reminiscent of Chinese “Social Credit” which is most likely what the IMF dreams of without admitting it … The paper makes a distinction between ” hard information “(Salary, time spent without a job, assets, debts) – which have always been used by banks to judge our solvency – and other more private data such as our Google search history, our type of internet browser or even our online shopping history.


But estimating people’s creditworthiness more finely is the same bad idea as letting AI read all of our writing. It’s a pandora’s box. It would be the programmed death of the very essence of the “social” character of society.

Very quickly the price of insurance will be determined based on your “intelligence”, which can be easily determined by analyzing your Google or Youtube search history. Then it will be people in poor health who will be deprived of access to credit. And, ultimately, those who reject the ideology of the moment will have the doors of the social elevator closed. Here is the Orwellian dystopia hiding behind the Great Reset for which the IMF seems to be the spokesperson.

Big Tech vs Big Banks

The second major axis is related to Big Tech and their huge “user” networks (Facebook doesn’t like to say “consumers”):

” […] social media, smartphones and online shopping […] increase the digital footprint and the data available about consumers. Platforms like Amazon, Facebook or Alibaba […] emerge in competition with traditional banks.

What is Really New in Fintech, IMF Blog, December 17, 2020

The authors of the article clearly advocate a merger between the bank and Big Tech, or at least offer the latter certain banking prerogatives:

The arrival of new players (Big Tech) makes banks less essential for the financial system. Central banks may need to adjust their monetary toolbox in order to provide liquidity to non-banks.

What is Really New in Fintech, IMF Blog, December 17, 2020

The call is also made to governments which should “follow and support the technological transition in finance” and learn about “new lending technologies”. In other words, the Bretton Woods institution has turned into a lobbyist for a Big Tech walking on the banks of the banking sector.

It is true that the moment is quite propitious for this assault. Banks are at the foot of a wall of out of control debt and an increasingly palpable source of (real estate) inflation. Not to mention the peak oil that we probably crossed in 2018 and which will probably not make life cheaper for the next generations …

inflation USA
Look at the salary and price of a house in 1938 in the United States

The IMF stands up for Big Tech because the democratization of smartphones and social networks around the world will increase what is called ” financial inclusion “. To put it more bluntly: the enslavement by debt of 1.7 billion people who do not yet have a bank account, because they are too far from the cities.

The paper concludes by stating:

The ability of FinTech to reach over a billion unbanked people around the world,[…] can be revolutionary.

What is Really New in Fintech, IMF Blog, December 17, 2020

Revolutionary Is not the word that immediately springs to mind … The truth is that Big Brother’s grip is tightening all over the planet.

On the one hand, we have the Indian or African peasant who absolutely wants to put his finger in the infernal cycle of debt and usurious interest. If possible with a new currency created by Facebook allowing the passage to Uncle Sam to extend the hold of the dollar on the world.

And on the other, a Western society where our destiny is intimately linked to our ” digital print “. A society where cash would have disappeared and leaving no escape in the face of the rating of your being by AI. A word of advice, start searching for smart things on google and youtube …

There are rumors that the “green passport” could serve as a call-out. The strategy is first to declare this passport mandatory to go to restaurants, movies … and then to link it to our credit cards (to make sure that no one is cheating). France will create from January 4 a file gathering the names of people vaccinated against Covid. This file will be used to ensure ” the implementation, monitoring and management of vaccine campaigns against Covid-19 »Announces a decree published in the official journal.


They want a world where we are watched, watched, analyzed, judged, inspected, valued, appreciated, censored. Cash, of which Bitcoin has become the spearhead, is the last stronghold of our privacy. Using a VPN and browsers that do not remember your browsing history (Tor, Firefox) is also essential to escape this apartheid 2.0, of which even the IMF is now the ambassador …


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