How to buy Ripple (XRP) with a Bank Card? – Cryptocurrencies

How to buy Ripple with a bank card?

The Ripple (XRP) is one of the largest cryptocurrencies in terms of market capitalization. If you are one of those who want to invest in this cryptocurrency and want to buy Ripple with a Bank Card, we will show you how to do it.

Why buy Ripple with a Credit Card?

Reasons for XRP classification

First you have to know that Ripple is a american technology company which was founded in 2012 and which aims to revolutionize the global banking system through its network RippleNet. The XRP, the token used by Ripple, is one of the cryptocurrencies to buy if you want to diversify your wallet.

Excellent cooperation partners

The Ripple project has many allies

Ripple currently counts more than 300 partners that use the RippleNet network in particular to carry out cross-border transactions quickly and at low cost.

Among these partners, we can count:

  • The Siam Commercial Bank from Thailand;
  • Finastra in the United Kingdom.

More informally, Ripple also worked in collaboration with Bank of America, who is starting to take on this relationship.

Thanks to these partnerships, Ripple hopes to consolidate confidence in its currency, even if it means retaining its reputation as “bank cryptocurrency”.

A revolutionary Ripple protocol

It is the effectiveness of the Ripple protocol, which makes cross-border money transfers fast, that is behind these different partnerships.

Indeed, it should not only a few seconds to transfer funds from one end of the Earth to the other using Ripple technology, whereas it takes 2 to 3 days for the traditional SWIFT bank transfer system to validate a transaction.


The main cryptocurrency buying and trading platforms currently allow their users to buy and sell XRP, making it accessible to everyone. You should know that unlike other cryptocurrencies, it is not possible to mine Ripple (XRP), that is to say generate money by performing calculations on your computer. The only way to get it is to buy it, especially with a bank card, or to exchange it for another cryptocurrency on exchange platforms.

Ripple can also be purchased through another cryptocurrency

According to the various reasons mentioned above, we can say that the Ripple cryptocurrency has great potential, and it can therefore be interesting to get. It is important to know, however, that Ripple cryptocurrency (XRP) is not strictly speaking a payment currency. His price therefore does not evolve in the same way as other cryptocurrencies. Feel free to follow the Ripple course on our site. But where and how to buy XRP with a CB? Here are some ideas to dig into.

Where to buy XRP with a Bank Card?

Most of the buying platforms accept CB

Buying a cryptocurrency by bank card gives you a myriad of choices as to which platform to use. Here is three platforms allowing you to buy Ripple with this payment method. You can also consult our selection of the best platforms.

Buy Ripple with a Bank Card on eToro

eToro is one of the best platforms to buy cryptocurrencies and in particular Ripple

This platform is included in Regafi, which makes it a safe platform. Start by creating your account. The platform will ask you some information, including your last name, first name or email address. Also, you will need to enter a username and password.

Start your process by registering on the eToro site

Once this step has been completed, make a deposit funds with your credit card, by going to the page “Deposit of funds”.

On the eToro dashboard, next to the amount is the conversion rate from your euros to dollars

Finally, you can buy your cryptocurrency by typing “XRP” on the search bar and selecting the Ripple. This will redirect you to the page dedicated to buying Ripple. You will only have to click on “Invest”, enter the amount, and complete your purchase with “Open position”.

End your process by purchasing Ripple


Coinbase is perfect for beginners

Being one of the French’s favorite cryptocurrency buying platforms, Coinbase is also very intuitive for beginners.

Note in passing that to benefit from a $ 10 welcome for $ 100 purchase of Bitcoin, Ripple and crypto on Coinbase, you can go through this link.

Creating your account on Coinbase will take longer than on eToro, but this is due to security reasons. You will have to start by registering your name, first name and email address. Then you have to choose a password. When you log in, you will need to verify your identity by entering a phone number (which will also be verified via code) and providing a photo ID.

Creating an account on Coinbase requires some information

Once this step is complete, you can purchase your XRP. To do this, go to the tab ” Buy Sell “ and select “Purchase”. In the drop-down menu, choose the Ripple (XRP), and finally choose your payment method. All you need to do is define and the purchase will be complete.


A little more for the experienced, Binance remains nevertheless a very good choice

Being originally an exchange platform (allowing crypto-to-crypto trading), Binance recently allows cryptocurrencies to be purchased via Fiat currency.

Registering on Binance is very simple, as you will only need one email address and password (to define).

On the three platforms, registration on Binance is the fastest

You can then go to “Buy cryptos”, then towards “Credit / debit card”. Select the Ripple, your amount, then continue with “Buy XRP”.

Purchase of Ripple on Binance by bank card

What should we remember?

Payment by credit card is the easiest way to buy cryptocurrencies, whatever they are. The transaction is also done instantly, unlike purchases by bank transfer for example.

Pay attention to the fee differences between the bank card and the bank transfer in particular. Taking the example of Binance, the card transaction fees are 3%, while by transfer, there is no charge. So choose your payment method according to the situation. For that, Ask yourself the right questions : “ Do I need these XRPs now or can I afford to wait a few days for a bank transfer transaction? “, “What will I do with my XRP once purchased? “, etc.

Be careful however, trading involves risk of loss. Never invest more than you can lose. Consult our guide if you want to learn more about purchasing the Ripple.

Therefore, after making a purchase of Ripple (XRP) with your bank card, and if you want to benefit from it, do not miss to follow the news concerning the adoption as well as the new uses of the ODL system of Ripple, formerly xRapid , which allows international transfers. This could have an effect on the price of cryptocurrency. In addition, famed portfolio manager Mati Greenspan believes widespread adoption of ODL could have a huge impact on the price of XRP in the future.


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