Finance

That will change for you in 2020!

Flying is becoming more expensive, traveling by train is cheaper, subsidies are increasing for e-cars and the plastic bag is at the neck. What will change in 2020 in terms of climate protection and mobility.

We have summarized the most important changes for 2020:

Higher taxes on airline tickets

Flying will be more expensive in 2020. The reason is the increase in taxes on airline tickets to April 2020. Then the air traffic tax for flights domestically and in EU countries by more than 5 euros to 13.03 euros per ticket, for longer flights up to 6,000 kilometers by almost 10 euros 33.01 euros raised. For further flights, 59.43 euros are due, about 18 euros more than before. Airlines probably add this tax to airfares at least in part.

Train tickets are cheaper

By contrast, rail travel should become cheaper. Because: VAT on train tickets is reduced from 19 percent to 7 percent. According to information from Deutsche Bahn, the reduction will be passed on to rail customers in full. This would result in a gross price advantage of 10 percent.

Building renovation deductible

Anyone who insulates walls, ceilings or roofs in their condominium or house, renews windows, doors, ventilation or heating, or installs digital systems to save energy, is to be taxed for three years from 2020. Prerequisite: The property is older than ten years. The funding opportunity should initially exist for ten years. It is envisaged that 20 percent of the costs and a maximum of EUR 40,000 per house or apartment can be deducted from the tax liability over three years.

EEG surcharge increases

According to the Renewable Energy Sources Act (EEG), the surcharge will increase by 5.5 percent in 2020 to 6.756 cents per kilowatt hour. This also increases the costs for electricity customers.

Ban on plastic bags

The so-called plastic bag ban comes into force in the first half of the year. However, not all plastic carrier bags are at the collar: Light plastic carrier bags with a wall thickness between 15 and 50 micrometers are affected by the ban. This also applies to biodegradable or bio-based bags. In the event of violations, future fines of up to 100,000 euros are possible. Exempt from the prohibition are very light plastic carrier bags with a wall thickness of less than 15 micrometers – so-called shirt bags or knot bags, which are used by consumers primarily for the transport of loose fruit and vegetables.

Deutsche Post DHL increases parcel prices

From January 1, 2020, Deutsche Post DHL will take more money to send parcels and parcels. On average, prices rise by 3 percent. The group is reacting to general increases in personnel and transport costs.

Specifically, the online and branch prices for the parcel M, parcels up to 2 kilograms, 10 kilograms and 31.5 kilograms, as well as the online price for the parcel up to 5 kilograms, said DHL.

Environmental bonus for electric cars

The federal government and the car industry have agreed on increases and an extension of the electric car purchase premium until 2025. The Stromer must be on the Bafa list of eligible cars. However, the European Union has yet to commit itself to the extent to which electric mobility will be promoted. Accordingly, the exact environmental bonus for buying an electric car is not yet officially known. However, it is assumed that cars with electric drive and fuel cell will in future be subsidized up to a net list price of 40,000 euros with 6,000 euros (previously 4,000 euros). Up to 65,000 euros, it would be 5,000 euros.

According to the government, the surcharge for e-hybrid models is also set to rise: 4,500 euros are planned in the price range below 40,000 euros (previously 3,000 euros). The price range over 40,000 euros is to be funded with 4,000 euros. In order for a plug-in hybrid to be on the list of eligible cars, it must not emit more than 50 grams of CO2 per kilometer in the standard test.

So far, the funding was only available for new vehicles. However, the Federal Government is, according to its own statements, examining how “young used vehicles” can also be funded in future.

The Federal Office of Economics and Export Control, which is responsible for the application review, explains on its website: “The Federal Government is working flat out to quickly implement the requirements of the Auto Summit and the Climate Cabinet to adjust the so-called environmental bonus EU COM come into force as soon as possible. “

New type classes in car insurance

For around one in four motor vehicle liability insured persons in Germany, the classification in the type class will change in 2020. Almost 6.5 million (16 percent) put their car in a higher class compared to the previous year, and around 4.6 million slide into a lower class (11 percent). For almost three quarters (73 percent) of the insured, nothing changes. Around 29.7 million drivers remain in the type class of the previous year.

With fully comprehensive insurance, just over half (53 percent) remains in the same class. 45 percent can benefit from a lower classification, while around 2 percent go to a higher class. In the partial coverage it remains for 62 percent with the previous year’s rating. More than every third (35 percent) slips into a cheaper class, for 3 percent it goes up.

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