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The deadline for terminating certain contracts is August 23

As part of the deconfinement, the government has set August 23 as the deadline for terminating certain contracts.

Several contracts only terminate at one time of the year: these are individual health supplements, borrower insurance, life accident insurance, etc. With the deconfinement, the government has set a new deadline, that is on August 23, for contracts that can initially be terminated at the latest between March 12 and midnight June 23, reports Le Monde.

The termination date was initially set three months after the end of the state of health emergency, on October 10, by an order dated March 25. However, that date changed, in an order of May 14, because ” containment relief According to the government allows these steps to be taken.

This new deadline applies to contracts that can be canceled before their anniversary date

The date of August 23 applies to contracts that can be canceled only before their anniversary date, such as borrower insurance contracts, or before their annual tacit renewal date, such as mutuals (for the moment, because these termination terms must however change in December). Ditto for subscriptions to certain gyms or television channels. In addition, this new deadline also applies to insurance terminations opened due to a life event, such as a marriage, a move or even a divorce. Logically, contracts that can be canceled at any time are not affected, such as electricity or telephone subscriptions, and home insurance.

The date of August 23 applies to contracts that can be canceled only before their anniversary date, such as borrower insurance contracts, or before their annual tacit renewal date, such as mutuals (for the moment, because these termination terms must however change in December). Ditto for subscriptions to certain gyms or television channels. In addition, this new deadline also applies to insurance terminations opened due to a life event, such as a marriage, a move or even a divorce. Logically, contracts that can be canceled at any time are not affected, such as electricity or telephone subscriptions, and home insurance.

Be careful to enforce this right “, Warns Antoine Fruchard, founder of the brokerage site Réassurez-moi,” even if an insurer claims that you are not on time “, He adds. Antoine Fruchard explains in the article in the national daily that some banks respond to their customers wishing to terminate their borrower insurance contract that the deadlines are not met, ” while the termination deadline falls within the protected period ” And he advises ” not to give up, and respond

The residential lease is also affected by this new deadline

The deadline is also extended for housing leases. The owner of a rental property may give notice to his tenant no later than August 23, if the initial termination period was originally between March 12 and June 23 inclusive. ” This applies to residential and commercial leases “, Indicates Nicolas Damas, lawyer in Nancy. In an unfurnished house, for example, if the lease expires on 1er October, knowing that this kind of lease is tacitly renewable every three years, and if the owner wants to end it, he should have given his tenant notice before 1er April. But as this falls within the confinement period, he has until August 23. This extension of deadlines should be taken into account for tenants, if they have doubts about the intentions of their owners.

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